This Financial Capability textbook brings together everything students in year 9 and 10 need to know about money. The book has topics ranging from income, budgets, savings, debt and interest work as well as how to manage your money safely. The book features exercises and examples that help students to gain a sound understanding of their finances allowing them to make good financial journeys,

-The effect of life stages on personal income

-Demonstrate an understanding of credit and debt on personal finance

-Evaluate options to increase personal income

-Producing a budget

-Select personal banking products in relation to personal finance

-Analyse credit options and select strategies to manage personal finance

-Demonstrate an understanding of risk and return on investment

ISBN: 9780947496524